A state authorized health plan that offers medical coverage to Kentuckians who find it difficult to obtain health insurance in the individual insurance market.

Qualifications include:
HIPAA Eligible - Applies to current Kentucky residents who qualify as "eligible individuals" under the federal Health Insurance Portability and Accountability Act (HIPAA), including individuals coming off the following types of medical coverage: group, governmental, church plan, COBRA or state continuation; or
Insurance Rejection - Applies to 12 month Kentucky residents who have been rejected by a private insurer for individual medical coverage substantially similar to Kentucky Access coverage; or higher Premium Rate- Applies to 12 month Kentucky residents who have been offered individual medical coverage at a premium rate higher than the premium rate charged by Kentucky Access for substantially similar coverage; or
High Cost Condition - Applies to 12 month Kentucky residents one or more of the following high cost medical conditions:
AIDS Juvenile Diabetes Quadriplegia
Angina Pectoris Leukemia Stroke
Ascites Metastatic Cancer Syringomyelia
Chemical Dependency Motor or Sensory Aphasia Wilson's Disease
Cirrhosis of the Liver Multiple Sclerosis Chronic Renal Failure
Coronary Insufficiency Muscular Dystrophy Malignant Neoplasm of the Trachea
Coronary Occlusion Myasthenia Gravis Malignant Neoplasm of the Bronchus
Cystic Fibrosis Myotonia Malignant Neoplasm of the Lung
Friedreich's Ataxia Open Heart Surgery Malignant Neoplasm of the Colon
Hemophilia Parkinson's Diseases Short Gestation Period
Hodgkin's Disease Polycystic Kidney Low Birth Weight
Huntington's Chorea Psychotic Disorders
GAP Eligible - Applies to participants in the state Guaranteed Acceptance Program (GAP); or
Spouse or Child - Applies to 12 month Kentucky residents who are eligible dependents of a Kentucky Access enrollee.

Information request form