International travel can be an exciting adventure, but it can also bring many unpredictable situations if you should need medical care while you're abroad.

Long-term, annually-renewable medical insurance is available that provides worldwide coverage to individuals, families or group coverage for employees . There are also plans that feature specific dollar limits on most benefits - a perfect plan for those who want coverage for a variety of medical services, but are seeking to reduce their premium costs.

Short-term medical insurance is available to provides worldwide coverage on trips of five to 30 days for individuals and families. Coverage includes medical evacuation, repatriation, and a choice of deductibles and policy limits.

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